Bell & Associates Insurance - Guardian Insurance Group

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Auto insurance protects against financial loss in the event you have an accident. It is a contract between you and your auto insurance company. You agree to pay the monthly auto insurance premium and your auto insurance company in Phoenix agrees to pay your losses as defined in your auto insurance policy. Auto insurance provides property, liability and medical coverage.

Property coverage pays for damage to or theft of your car.

Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

Medical coverage pays for the cost of treating auto injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some type of auto insurance policy, but not all auto insurance coverage's are required. If you are financing a car, your lender or bank may also have requirements. Most auto insurance policies in Phoenix are for six months to a year. Your auto insurance company should notify you by mail when it’s time to renew your auto insurance policy and to pay your premium. Contact your auto insurance company in Phoenix for a complete list of all of their auto insurance coverage’s that could be available to you.